CT Child Trust Fund
Transfer your Child Trust Fund to us and benefit from our expertly managed investment trusts.
What is the CT Child Trust Fund?
Child Trust Funds (CTF) are a long term savings account launched by the government between 2002 and 2011. CTF’s are no longer open to new customers, but you can transfer in your CTF to Columbia Threadneedle and continue to invest up to £9,000 each year for your child.
Our Child Trust Fund enables you to access the stock market through our range of expertly managed investment trusts.
Our two types of CTF accounts
You could have one of two types of CTF with Columbia Threadneedle, it’s important you understand the difference between them.
CTF Stakeholder Account – this gives you access to the CT FTSE All-Share Tracker Fund.
CTF Shares Account – our investment trusts invest in a range of asset types in the UK and globally. These include equities, bonds, property and private equity. These investment trusts all benefit from the skills and expertise of our team of fund managers.
There are also some other differences between the two accounts:
Product information | CT CTF – Stakeholder account | CT CTF – Shares account |
|---|---|---|
Minimum investment | £10 per month £10 lump sum | £25 per month £100 lump sum |
Annual account charge | 0.7%** | £25 + VAT |
Dealing charge † | Nil | Nil |
Option to hold cash | No | Yes |
Investment options | CT FTSE All-Share Tracker Fund | 8 investment trusts |
Invest £9,000 each year | Birthday year | Birthday year |
Friends and family can invest | ||
Locked away until child’s 18th birthday |
† Charges do not apply to the reinvestment of dividends and/or monthly instalments. ** Regulations cap annual charges at 1.5% (including on-going expenses charged in the fund, which are currently 0.31%).
Transfer your CTF to Columbia Threadneedle Investments
No dealing charges
Investment expertise
Responsible Investing
Investment Trust options
If you’d like to transfer your existing CTF to Columbia Threadneedle, download the transfer form using the button below.
Let's talk about risk
The value of your investments and any income from them can go down as well as up and you may not get back the original amount invested. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.
A cost-effective way to invest
You can invest from as little as £10 for a CTF Stakeholder and £25 for a CTF Shares account with no dealing charges.
There’s a fixed rate annual charge of 0.7% on the value of your account for the CTF Stakeholder account, and of £25 + VAT for the CT CTF Shares account. Government stamp duty of 0.5% applies on purchases of UK shares.
Make sure you read the CTF Stakeholder Account pre-sales costs disclosure and/or CTF Shares Account pre-sales costs disclosure before you invest.
What you need to know about your maturing Child Trust Fund
There is a lot to think about when it comes to Child Trust Funds, we’ve created a CTF Hub so you can find all the information you might need in one place.
A guide for parents when a Child Trust Fund matures
Find out what options are available to your child once they reach the age of 18.
Invest in our Investment Trusts through our CTF
With a CT Child Trust Fund, you invest through our diverse range of Investment Trusts.
Our Investment Trusts provide a range of investment opportunities, including access to equities, bonds, property and private equity.
Each Trust has different goals and strategies.
You can select a Trust that aims for capital growth, income, or both. Some have a specific regional focus, while others take a global approach.
Please see the Key Information Documents (KIDs) for further details on the risks for each trust. View the latest performance of our Investment Trusts.
Manage your investments on
the go
Manage your investments on the go
With our App you can:
– Make changes to your investment choices
– Add cash to invest later, or withdraw cash
– Make lump sum investments
Search 'CT UK' to download the app
Transfer your CTF
If you have an existing CTF you can switch over to us. We have a range of funds for you to invest in. Join Columbia Threadneedle Investments today to invest smart for your future. Click ‘Transfer Now’ to print and fill out the transfer form.
Frequently asked questions
*CTF Share account only.
Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.
Issued by Columbia Threadneedle Management Limited and approved for distribution 05/11/24.